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Home > A look back through 2007 *Rant*

A look back through 2007 *Rant*

November 12th, 2007 at 07:35 pm

Hmmm...not pretty. I just added up all of my expenses and I am not impressed.

So for 2007, on my end of things I have only been paying $140 per month on credit cards which covers only interests...So yea, I am not digging deeper, but I am not making progress either and now I can see why. No wonder people resort to cutting the cards up.

*Sigh* Two steps forward, one step back. At least my dh will be debt free as of January.

The good news is that eating out is no longer my budget killer...the bad news is that my toys now are the budget killer.

The good news in that is that I no longer have any toys I want..the bad news is that I am sure something else will come along to destroy my next budget. Grrr.

Okay, enough self-pity. This is what I will do. As of Jan, I will make sure the budget will have room for entertainment, clothing and "miscellaneous" expenses by using this year's expenses as an example. I have seen where I can downsize and will accordingly do so.

1 Responses to “A look back through 2007 *Rant*”

  1. JanH Says:
    1194900236

    It is helpful to keep track and see where you spend and what categories you need to budget. Sounds like you did just that. And everyone needs a budget for things you enjoy and not just the electric bill! I used to have a category of $10 per month for chocolate! Don't beat yourself up too much. We all have our "vices." I have two or three (definitely larger than $10) built into my budget. And I also have realized that I am going in circles with the credit cards. We don't buy on them, but I use them for DD's college tuition. And around and around I go. Hopefully, this year things will be different!

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