So I ended up tweaking my allowance. As much as I want to be debt free, having a too aggressive payoff that doesn't allow for clothing, vacations or any splurge money qualifies as needing adjustment.
Its only $50 but it will give me some breathing room for both things I need and things I want.
I am getting this money by dropping my 2 credit cards that I am not currently doing massive payments on to their min. payments.
Part of the reason I need to do this is that I have other expenses that have climbed on me.
New Budget
Water and Sewer $40
Savings $25
IRA $150
Cell Phones for 2 $84
CC1 $68
Electricity $110
Cable Internet $62
CC2 $126
CC3 $1700 + any monthly bonus from DH (est ~$500)
Groceries $250 (if this goes over, it comes from my allowance)
My Allowance $160
Netflix $15
Student Loan $194
Bus Pass $60
His Allowance $250 (vacation money needs to come from this as well)
Rent $750
Eating Out $100
One thing you will notice is that this is a budget that includes money from both DH and I. We are working together to get rid of my credit cards so that we can be debt free by September.
New Allowance and New Budget
February 8th, 2008 at 03:24 pm
February 8th, 2008 at 03:31 pm 1202484695