No this won't require me to take on more debt or slow down payment. It just means that next month I need to be on the skimpy side with the budget.

So the rest of this month and next month we will eat out of our pantry (we need to do this anyway).

No more toys in May (given what we have gotten, that shouldn't be a problem, lol).

Reduce the amount of eating out over the next two and a half weeks.

No more bad luck (losing bus pass, forgetting lunch at home on the counter, etc). Yeah I know, I can't completely control this one but I will do a lot better if I don't have anything else go wrong this month.

Frankly, I am not in a bad place, I just spent a little more than I should have (husband is not guilty, he only spent his allowance). Given my past splurges, this one was relatively teeny so I am headed in the right direction.