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Archive for March, 2010

Changes

March 26th, 2010 at 05:53 pm

Ahh the joys. While DH got hired full time, I managed to get laid off for the second time this year. They gave me severance so I can't file for unemployment for a couple of weeks (not that I am complaining) so I am taking these couple of weeks to figure out my next step.

I know I don't want to stay permanently home since I like the security of two incomes (especially since this past year has seen us leapfrogging each other in constant employment). I am not sure if I want to do part time or full time and I am pretty sure I need to apply to positions that are outside my current expertise since my current one is too much of a niche.

I figure I will get a bunch of our home improvement projects done while trying to make up my mind and have already set into motion the new budget. Our debt repayment is still on track as a result. The next two years should result not only in paying off all the credit card debt but the student loans as well. We don't even need to alter our savings plan since I just cut our spending back to compensate for the loss of income.

Now off to get some of those projects done. Smile

Hired

March 18th, 2010 at 02:26 pm

So no layoff, DH will be starting the new job in two weeks. Definitely takes some stress off the budget. April I will be doing an extra 2k payment to the big credit card in addition to my usual payoff amounts. With the new job, our original timeline for paying off the credit card debt in October still stands.

After that we start attacking my student loan.

March Update

March 16th, 2010 at 02:08 pm

Its not like me to go that long without blogging but things have been pretty peaceful here. DH has had mandatory OT which is a boost to the savings.

We have individual insurance for DH coming so whether he gets hired on or not, we will have health insurance for him.

We have already broke the 1k mark on his new 401(k) and rolled his old 401(k) into a trad ira so I am feeling good about my decision to fund the new 401(k). Everything is set up to roll smoothly over when he's done working for the temp agency.

Other than that, we are either waiting for a lay off for him or him to get hired on and it could go either way.