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Archive for August, 2014

Checking in with an update

August 28th, 2014 at 02:04 pm

I transferred my husband's IRA to his 401(k) which has expense ratios that make Vanguard look expensive and transferred my IRA to Vanguard to lower my expense ratios as well. I will have maxed by 2014 IRA contribution by November and will have half my husband's contribution for 2014 in September, the rest of it will be in the beginning of next year or December depending on cashflow.

We have made progress with the food budget but there is still a lot of progress yet to be made. We have saved over $1800 YTD over last year's food budget but I still am struggling with being motivated. I suspect dropping this expense will also be a goal for next year.