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Archive for January, 2014

This and That

January 30th, 2014 at 10:10 am

My taxes have been filed (and accepted boy was that weird). Apparently I was part of a test batch sent early to the IRS, no early refund though, processing doesn't begin until the 31st. Don't much care either way, just glad I was able to check that chore off my list. First year I didn't have to do it in late February though because all the forms reached me early.

When I get the refunds, that will top off my 2013 HSA contributions and I will have finished that goal (my HSA contributions being after tax is the only reason we are getting a refund from the feds).

We are coming in under the $900 mark for our food budget for the month and we are coming in under the $1k mark for our vacation.

Since the markets have been down for a little bit, I took the opportunity to scrounge up another $1k in the budget for a 2013 Roth IRA contribution. Thanks to massive overtime and a lower food budget, we had the wiggle room. It wasn't one of our goals but I always make a point to add more when markets are down as a sort of game to increase my retirement savings. It would be nice to max my 2013 Roth contributions but I doubt I have that much wiggle room. Still, having accomplished the 2013 HSA, my 2013 Roth is the next up for savings prior to April 15th.

2014 401ks and family HSA (since we changed my insurance as of January) are already on autopilot for the max so after April maxing 2014 Roths for both DH and I and then upping our emergency fund will be our next priorities.