Yeah, I know you all know I am lying about the patient part. But that's okay, I shouldn't have to wait long.
The raise on the other hand is about 10.6% of my old salary so its very nice.
I was basically told I was invaluable and that they wanted to make sure I was happy here because they didn't want me to ever leave which was even nicer.
Normally all raises would go to savings but since we are going to max out the DH's 401(k), this will probably only go into short term savings (EF/house improvements fund).
So new house budget since our numbers are now more known except for utilities.
Savings1 $25
Roth IRA $150
Student Loan $193.6
Electric $120
Water & Sewer $70
Cable $62
Phone (2) $70
Groceries $300
Miscellaneous $800
PITI $1320
EF/HIF $1000
Our new loan disclosures show that both the upfront mortgage premium and the monthly pmi went significantly down thanks to it being a 15 year instead of a 30 year and that some of the closing costs were less as well.
After moving I also suspect that our miscellaneous category will go down since we won't be eating out as much. The convenience of 10 restaurants less than a block away is simply a terrible influence on us.
Received a raise and waiting patiently for the appraisal
November 14th, 2008 at 03:59 pm
November 14th, 2008 at 04:43 pm 1226681028
November 14th, 2008 at 06:15 pm 1226686544
November 14th, 2008 at 06:42 pm 1226688165