We finished painting the library and moved the bookcases and the 6ft fishtank in. We also managed to build a kitchen hutch using the freestanding elfa parts from the container store, rearranged the living room, got some dishes washed and the kitchen a little more organized. We did spend Christmas day and Sunday afternoon being lazy.

Finally got the December credit card bill and they moved the payment up one day. Ouch. Did a 0% balance transfer for the amount we can't cover which is actually quite small considering the next day (and normal due date) was payday. *Sigh*. I swear this all will get paid off very quickly once we aren't paying for both places and buying the initial items needed for the house. I really hadn't counted on none of the appliances being functional but such is life.

However, other than needing 2 short ethernet cords, we really don't need anything else for the house. We have finally made it through the list of essentials. We want an elliptical but I am thinking that can wait till next fall when everything is paid off and we have some excess play money. Working on the house should be keeping us mostly in shape.

I am reviewing my roth contributions to see how well I can balance our retirement contributions with our debt payoff then house repairs fund. I am thinking I can at least double what I am currently at without really upsetting my cash flow. This would put us at 11.8% which is much lower than my original goal but does allow us to factor in major house repairs such as a bathroom remodel and new casement windows. Important given that this is a fixer upper which needs a lot of fixing. At least we only have a 15 year mortgage which means the cash gets freed up fairly quickly. We will get there eventually...