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Another one bites the dust

February 17th, 2009 at 05:04 pm

Paid off the credit card that bought our couch today. Its so weird to be back to paying multiple cards off. It was 0% interest but was small so worth paying off to avoid the hassle.

Technically we have 4 cards with balances now, none of them charging interest, but 2 are about to become 1 and the other 2 are going to be paid off as soon as possible (depends on when hubby gets a job).

Fortunately, DH has accumulated an additional 110 hours of pto so at his current hour rate, almost a month of pay.

This means that even if he doesn't get a job immediately, the debt won't be increasing and will keep going down despite living on one income. Something very comforting about that.

We are still moving ahead with all of the repairs we have scheduled, its just easier to get them done now and we aren't in any danger of being unable to pay for things.

I have to say, I am very grateful that we have always kept expenses down. We may have overdone the splurging in the past but we never locked ourselves into a position we couldn't get out of.

Oh and an update on my frugal month. We have done very well. The 25th of this month is when it ends and we still have $50 of food money, 1/3 of our gas money and due to a weird billing choice, $70 left of utility money. This means we spent less than half of what we spent last month on food and we even did the same for spending on the house.

Since I am a big fan of gradual reductions since otherwise I freak out and overindulge, I am extremely pleased at how easy it was to cut back down. I still need to cut some more, but baby steps work best for me and that was one heck of a baby step.

2 Responses to “Another one bites the dust”

  1. NJDebbie Says:
    1234893948

    Keep up the good work!

  2. frugaltexan75 Says:
    1234907390

    Good work on the frugal month!

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