Still trying to get there. I have everything down except the spend money. Part of that is knowing how much I need during the summer for our continual house projects. So, I am upping that by an extra $100 per month which should be enough. In the winter it can go back down to normal levels but the summer tends to need a little bit more money for all projects we work on. At least we are definitely paying off debt and contributing to long term and short term savings. My goal is for us to have enough cash in hand to save up for some of the bigger projects that don't fit in the week to week budget.

I am not really trying to have a watch every penny budget, I just want to know in advance how much money will be left over each month for debt repayment. The past couple of months haven't included a short, short term savings category (ie meant to be spent in a couple of months) and we need that for a few of the repairs. I am also going to need that for plane tickets for my brother's high school graduation. Hopefully this modification will be enough to give us those amounts.