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Archive for March, 2014

Preparing for a Potential Setback

March 20th, 2014 at 01:51 pm

My younger brother may end up needing some financial help due to job loss and poor choices. I will be meeting up with him to discuss where he is and what his options are. As a result, I am taking a pretty thorough look at my finances to determine how much I can help if I decide to go that route.

I don't want to make it too easy on him but I am also not going to let him sink. It will probably be a combination of financial assistance and forcing him to make some hard financial choices.

Its a good thing that I had cut my expenses back because this could make cashflow over the next couple months difficult. We shall see.

Food budget update and dietary changes

March 8th, 2014 at 02:56 pm

Only spent $736 out of the $900 goal amount in February so doing much better than expected. I am not going to change the goal amount, however, as some months we may have a hard time staying under $900.

We have undergone a major revision to our diet which should be interesting long term. We do breakfast smoothies (plain greek yogurt, a splash of milk, massive quantities of fruit and leafy greens) every weekday morning. I have never eaten this much fruit in my life. I have always been big on veggies but never much cared for eating fruit but even I have been consistent in my breakfast smoothie (helps that I keep changing each day what fruit is in the smoothie). I have been doing them for 2 weeks, hubby has been doing them for 3 weeks.

Another revision I have made is that I am drinking unsweetened tea and water during the workday. So coffee (with its creamer and sugar) is only allowed in the morning (usually half a cup) and is not drank all day either. I think I am going to try giving up buying mountain dew for at home as well as I just ran out earlier this week.

During the transition from eating out a lot to eating almost exclusively at home, I made a lot of sweets, kept mountain dew at home and was willing to make some pretty high fat meals to ease the transition. The key was breaking the eating out habit. But since we are now used to eating at home, I have noticed that the high fat meals are getting rarer, the craving for sweets is diminishing (thank you breakfast smoothie) and we are eating a huge variety of vegetable based dishes (I have never been a bread and pasta fan so veggies tend to dominate in my house).

I think we still have a lot of changes to implement but I think we have made a tremendous amount of progress nonetheless.