Obviously, something needed to be done. My dh's credit cards had the worst apr's so they had to go first.
My Income: $1800
My Budget:
Cell Phone (for 2): $80
Electricity: $80
Cable Internet/TV: $120
Student Loan: $205
Bus Pass: $54
Groceries & Extras: $600
Card 1: $300
Card 2: $150
Card 3: $400
Card 4: $0 (not due until a year later)
His Income: $1800
His Budget:
Rent and Common Utilities: $750
Out to Eat and Shopping Trips: $400
The rest to his 3 credit cards in order of apr.
As you can see, this is a cut but not a drastic one. It hurt at the time though. We had gotten used to doing what we wanted when we wanted.
However, this looks nothing like our current budget...
My First Budget (from a year ago)
September 29th, 2007 at 02:41 pm
November 10th, 2007 at 04:07 am 1194667643
It will pay off in the long run!