Obviously, something needed to be done. My dh's credit cards had the worst apr's so they had to go first.

My Income: $1800

My Budget:

Cell Phone (for 2): $80
Electricity: $80
Cable Internet/TV: $120
Student Loan: $205
Bus Pass: $54
Groceries & Extras: $600
Card 1: $300
Card 2: $150
Card 3: $400
Card 4: $0 (not due until a year later)

His Income: $1800

His Budget:

Rent and Common Utilities: $750
Out to Eat and Shopping Trips: $400
The rest to his 3 credit cards in order of apr.

As you can see, this is a cut but not a drastic one. It hurt at the time though. We had gotten used to doing what we wanted when we wanted.

However, this looks nothing like our current budget...