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Crunch Time

October 9th, 2007 at 10:30 pm

So because this month has had a lot of expenses in it, I am going to have $65 to last me the rest of the month. Fortunately that only has to buy groceries and any out to eat lunches (aka there will be no more of those this month).

Main reason I am this poor is because I am trying to double pay some of my bills that keep moving too close to being on the wrong paycheck. I have a community utility bill that must be mailed in that went from the 9th to the 6th and now to the 3rd and I would prefer to have it post on the last paycheck of the month rather than the first of the month.

The other reason I am this poor is because we have two big spending weekends this month and while I saved for them, my friend decided to add on the additional expense of a fancy restaurant on top of everything I am already doing (her birthday party).

The good news is the pantry is stocked, we can afford to experiment with different dishes because we have plenty of ingredients and there is nothing to spend money on beyond this weekend.

The bad news is that I am worried that two and a half weeks of not eating out will kill me. :P Especially since next month I want to switch to only spending $100 instead of $250 of my dh's money on out to eat.

Going out to eat is sort of an addiction for me. I need to break that habit. I have gotten better (we used to use $400 of my dh's money for out to eat) but I really need to still cut back. Especially since that doesn't count the $100 I spend on out to eat food...

*Takes a deep breath and begins to chant under her breath, I think I can, I think I can...*

Posted in Budget Info | 5 Comments »

5 Responses to “Crunch Time”

  1. denisentexas Says:
    October 10th, 2007 at 02:12 am 1191982366
    1191982366

    Wow, $400 for eating out? You've made real progress and that's great! I like to eat out, too, but am too poor to do much of it. Wink I will admit there was a time when my ex and I ate out a lot. Wow, if we had only saved that money... anyway, congratulations on the progress and you know, not eating out for a bit might turn out to be a great thing. Wink You can do it, you can do it, you can do it...

  2. reflectionite Says:
    October 10th, 2007 at 07:22 am 1192000928
    1192000928

    yeah, i spent about $200 or more a month on eating out, but recently have cut it down to about $100.00 too. it's so hard! i try to save it for special occasions, and BF and I have recently started to go on "dates" again, once a month, which is nice. so that is basically half of that $100 right there!

  3. Caoineag Says:
    October 10th, 2007 at 01:55 pm 1192024540
    1192024540

    So I probably shouldn't tell either of you that $400 was an old "budget" level and not what we originally started out at... There is a reason we racked up 34k in credit card debt in less than 2 years...

    The only thing I can say in our defense is that we have paid off 14k in less than a year. And that in another year, we will have a 16k down payment and another 14k paid off.

  4. denisentexas Says:
    October 16th, 2007 at 08:16 pm 1192565789
    1192565789

    Wow, so you often spent more than $400 in a month for eating out? That's insane! Errr.. no, I didn't mean that. Wink We all have different priorities and eating out seems/seemed to be one of yours. Way to go on paying off that debt, though. I can't make that claim!

  5. Caoineag Says:
    October 16th, 2007 at 08:39 pm 1192567145
    1192567145

    Oh, if only it was an actual priority for me. Nope, its more like an addiction to be broken, its really my cop out.

    And when we started tracking it was well over $600 per month...So yes, I agree, it was definitely insane. Hence my latest post asking about people's vices.

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