I have yet again upped my monthly retirement contribution by $50. Its my reward for getting my expenses under control and a way of making sure I don't spend that money frivously. After all, I spend what I have so if its not in my pocket, I can't spend it.

I was debating whether to put it towards debt or retirement but the problem there lies in the fact that I tried that last year and made no progress on my debt. So I figured this way I would know I made progress of some sort. Though I must admit, the little debt ticker is useful in that I can see when I have stalled or failed completely.

I have also received a $10 Panera Gift Card from Mypoints.com. I am very happy about that. I have a feeling that any eating out we do this month will occur in the last week. My business trip cured me of wanting to eat out,lol.