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Home > Hmmm....can we cut out one of those items?

Hmmm....can we cut out one of those items?

February 12th, 2009 at 05:42 pm

Got the bid from the handyman and it was a little high for our comfort (not that he's overcharging, I just think we underestimated the amount of time involved). Asked him to rebid without the attic to see if that will get it low enough.

If the second bid is low enough, we will have him fix all the ventilation in the house so that will finally be finished.

So we have already spent over 10k on this house and that is before hiring anyone to do work. Wow. I knew it would add up, I just didn't think we would have all this accomplished this soon.

Unfortunately this cuts into our reserves. I hate pushing things this tight but we need that ventilation finished.

On a positive note, the Sears Card is being paid in full so now we actually own all of our appliances. :P I still haven't decided whether to pay the couch off in full this month or next but I think March might be safer cashflow wise.

We would have had enough by my earlier calculations but DH isn't very good at estimating debt and has twice underestimated his cards by nearly $200. As a result, he is getting rid of all the cards from his wallet except our main paid in full credit card which I can always see online.

Originally we were going to pass the budget over to him when things calmed down to help him learn budgeting a bit better but he really has no interest so I am going to keep control of the budget. Its kind of weird because he doesn't really like to buy himself a lot so you would think that he would be better with the budgeting then the person who likes to buy things but it doesn't work that way. Because I have always had things I wanted to buy, I have always done calculations to see when I can afford things. He just buys when he wants to buy but then has buyer's remorse.

Who would have thought that the spender in the relationship would be better at budgeting? My big issue with budgeting is that he doesn't really want or need an allowance but he does need splurge money for when he finally does decide he wants something. I need an allowance.

Right now I am feeling guilty because what he wants is a rather expensive trike and we would need to get 2 so we could ride together but we really can't afford it this year. He's okay with that but originally he was supposed to get it this year. We both agreed house repairs needed to come first. I need to come up with someway that his wants don't get backburnered like that ever again because its not fair for me to be able to get things and him not to.

Anyways, I am just thinking out loud at the moment and I am sure I will come up with some way to get them this year, I just need to play with the numbers and pray he gets a new job sometime soon.

3 Responses to “Hmmm....can we cut out one of those items?”

  1. North Georgia Gal Says:
    1234471055

    Instead of giving him an allowance, allocate a certain amount to his purchases...letting it sit and build up. Then when he finds something, just transfer the money out of that account.

  2. Caoineag Says:
    1234471357

    Have tried that, doesn't seem to work too well. Need to come up with something else.

  3. HouseHopeful Says:
    1234486506

    Good Luck with the repairs and great job on paying off the Sears card!

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