I have only recently gotten access to my DH's 401(k) thanks to mint accessing everything for us. So imagine my surprise when I see another deposit to his 401(k) when we already got the matching. Turns out he gets a profit sharing contribution every April as well. I remember him mentioning something like this last year but didn't realize it was an every April type thing till I checked the account history.
And this is why I have one of my goals on mint as the retirement goal. Not because I don't know what I am shooting for, but because I need something tracking how much the retirement accounts are growing every month. My guess had been less than half of what we have been averaging...
You would think I would have had a better idea because I know what percentage I am putting into the 2 401(k)s and I know the actual dollar amount that is going into the Roths but...by the time you have 4 different accounts going and you are using different methods of contributing, it just seems that its hard to tell the actual dollar amounts, especially with market returns. Which is further complicated with his matching and profit sharing.
Not that I am complaining. Its a good problem to have. But this is definitely the first year I have gotten a good look at how our retirement accounts are growing as a whole.
Another nice surprise
April 5th, 2013 at 02:12 pm
April 6th, 2013 at 12:54 am 1365206083